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ANY CYCLISTS ON HERE???

Talk about all your non-Zed or even Kawasaki bikes here.

Moderators: chrisu, paul doran, Taffus, KeithZ1R

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jimmock
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ANY CYCLISTS ON HERE???

#1 PostAuthor: jimmock » Sat Jan 30, 2016 11:58 am

Guyz,

Not a wind up.

I am taking road cycling up again.

Looking for advice on INSURANCE for road bikes.
Any pointers?
Jimmock. :wnkr


SPEED IS JUST A QUESTION OF MONEY...HOW FAST DO 'YOU' WANT TO GO?

I hate people I don't like !

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Ginger Bear
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#2 PostAuthor: Ginger Bear » Sat Jan 30, 2016 12:12 pm

Jimmock, I know you don't do facebook, but I found this as funny as fuck. :hys :hys :hys

Find someone that can show it to you.....

https://www.facebook.com/29421472736367 ... 653115443/
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# 104

Phil Churchett Award Winner 2011 & 2016 :D
Buzzworkz Best Modified Zed 2016

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KeithZ1R
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#3 PostAuthor: KeithZ1R » Sat Jan 30, 2016 3:20 pm

Keith
:bop :gom

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#4 PostAuthor: Richard Q » Sat Jan 30, 2016 3:57 pm

Chap at work has one of these carbon fibre bicycles, and tells me it costs him £50.00 a month to insure it.

Not sure why he insures it monthly, but seems a tad expensive to me.

Richard
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1976 KZ900

jphaynes669
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#5 PostAuthor: jphaynes669 » Sat Jan 30, 2016 5:12 pm

High insurance costs doesn't surprise me.....some of these bikes are bloody expensive.
We have a specialist bike shop near us called leisure lakes. Ive never been in the place but people have told me some of the bikes in the shop are costing £10, 000 +....

So if you pay 10 grand for a car , you could be paying 50 a month to insure it.....
It must be the same for a pushbike I suppose. ?..you would be insuring it more against theft than anything else I would think .
Jeff.H

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#6 PostAuthor: wayno » Sat Jan 30, 2016 5:15 pm

Got mi e on the house contents, covers theft but not accidents out on the road.

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jimmock
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#7 PostAuthor: jimmock » Sat Jan 30, 2016 5:39 pm

wayno wrote:Got mi e on the house contents, covers theft but not accidents out on the road.


The house contents cover only insures "normal" bikes.

When you get into the specialist stuff they need to be insured "specifically".
Jimmock. :wnkr





SPEED IS JUST A QUESTION OF MONEY...HOW FAST DO 'YOU' WANT TO GO?



I hate people I don't like !

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#8 PostAuthor: Gavin » Sat Jan 30, 2016 5:45 pm

A guy were I work spent over £4000 on just the carbon frame
Z1000 MK2
Z1300 DFI

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Pigford
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#9 PostAuthor: Pigford » Sat Jan 30, 2016 5:49 pm

Ginger Bear wrote:Jimmock, I know you don't do facebook, but I found this as funny as fuck. :hys :hys :hys

Find someone that can show it to you.....

https://www.facebook.com/29421472736367 ... 653115443/


Few years back my lad had a knackered Pug 306 - fuel pump turned up full for max power (like you do!) and it smoked same as that Cummins - he also had fun with cyclists :lol:
And on the 7th day... Zeds were created!

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chrisNI
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#10 PostAuthor: chrisNI » Sat Jan 30, 2016 9:36 pm

Some home insurers will cover at agreed value but that will be just theft and will increase your premium obviously. You can try pedalsure.com, or it's also possible to get insurance through British Cycling if you join that.

You don't need to spend £10,000 on a bike any more than you need to spend £1million on a McLaren. Cheaper options are available...

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#11 PostAuthor: Farmer » Sat Jan 30, 2016 9:58 pm

You can also have fun with bi-cyclist's when you have an Alfa on your bike. :D
1981 KZ1000 K1 LTD

Farm Boy with an O Level in Metalwork and not much else.

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#12 PostAuthor: Crofty » Sat Jan 30, 2016 10:44 pm

The CTC seems to be popular with a lot of our customers Jim
http://www.ctc.org.uk/membership/member ... s-families

wayno
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#13 PostAuthor: wayno » Sun Jan 31, 2016 11:48 am

jimmock wrote:
wayno wrote:Got mi e on the house contents, covers theft but not accidents out on the road.


The house contents cover only insures "normal" bikes.

When you get into the specialist stuff they need to be insured "specifically".


Wouldn't say mine was "specialist" but it did have to be named on the policy, think it covered up to £500 bikes as standard so cost £30 extra for a giant comax.

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jimmock
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#14 PostAuthor: jimmock » Sun Jan 31, 2016 10:29 pm

wayno wrote:
jimmock wrote:
wayno wrote:Got mi e on the house contents, covers theft but not accidents out on the road.


The house contents cover only insures "normal" bikes.

When you get into the specialist stuff they need to be insured "specifically".


Wouldn't say mine was "specialist" but it did have to be named on the policy, think it covered up to £500 bikes as standard so cost £30 extra for a giant comax.


Yes, £500 is about the limit for "normal" push bikes.
Jimmock. :wnkr





SPEED IS JUST A QUESTION OF MONEY...HOW FAST DO 'YOU' WANT TO GO?



I hate people I don't like !

Robw
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#15 PostAuthor: Robw » Mon Feb 01, 2016 10:40 am

For my two bikes I have used marks and Spencer insurance in the past.
Rob
Z1000R/ZRX, RD 125LC, Zx7r , Endurance racer, gpz1100b1


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