02GF74, I think you sound a bit PARANOID.....
Why are you so concerned
I haven't heard of a bike overheating &
seizing, unless there was a particular problem...... like oil shortage, oil pump Donald Ducked, engine component failure... etc.
If the engine is near seizure you may get a NOISE warning - rattling/knocking or some unsual sounds

May get SMOKE
I'd imagine there would be a bit of smoke coming from the engine itswelf (not just exhaust) if its getting dangerously hot.
If the engines been tuned (big bore, etc) its wise to fit a cooler

The extra power from the engine will create more heat
Localised heat build up is usually linked with the combustion chamber & pre-ignition (pinking) which is related to either too far advanced timing or too high compression
Generally if there are engine problems they show up in terms of SOUNDS & PERFORMANCE LOSS
